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Great News! The proposed merger with Consolidated Community Credit Union has been approved by the State of Oregon and the NCUA. The next step is to open the voting to our Cascade Central Credit Union membership.

Cascade Central Credit Union members will receive a voting ballot by mail with a pre-paid return envelope. Your mail in ballot must be returned by midnight December 7th. We will also hold a special meeting of the membership at 5:30pm on December 8th at the Hood River Fairgrounds. If you like, you can submit your ballot at the meeting. Unfortunately, we are not allowed to accept ballots at our branch. 

Should you have any questions about the merger, please don’t hesitate to contact us at (541) 387-9297.

The Board of Directors and management team of Cascade Central Credit Union will host a Special Meeting of the Membership: December 8, 2020 | 5:30pm Hood River Fairgrounds- 3020 Wyeast Rd., Hood River, OR 97031


You can mail your ballot in the pre-paid envelope or you can bring it to the Special Meeting on December 8th.

Unfortunately, we are not allowed to accept ballots at our branch. Please mail to: Daren Tanner, CPA- 1915 NE Stucki Avenue, Suite 290, Beaverton, OR 97006 | or you can bring it to the special meeting.

Voting for the merger will begin on Friday, October 23rd . Mail ballots must be received by midnight on December 7th. Or you can vote in person at the Special Meeting on December 8th.

Only primary member is eligible to vote.

Each member in good standing, over the age of 18, will be allowed to vote one time.

Mail in ballots must be received by midnight on December 7th, 2020.

Benefits to the CCCU Membership will include:

  • Increased convenience and improved service resulting from the additional three facilities of CFCU in Portland, Oregon.
  • Expanded accounts & services of cred it and debit cards, commercial deposit accounts, loan products, cash management, and more extensive business services to serve local businesses and members. Access to the Shared Branching, CO-OP ATM and CUDL indirect lending networks.
  • Expansion of home mortgage and commercial real estate loan services through more robust lending products and programs.
vote yes

Benefits to CFCU Credit Union membership will include:

  • Increased convenience and improved service resulting from the additional facility of CCCU in Hood River, Oregon.
  • Improve efficiencies due to increased size and economies of scale.

Benefits to the Combined Organization will include:

  • Increased capital and financial strength ensuring long-term sustainability.
  • Enhanced member value through expanded financial product and service offerings, distribution channels, and competitive rates and fees.
  • Additional cost savings in operations, resulting from consolidated back office support functions, and greater market presence and bargaining power.

Frequently Asked Questions about the merger. If you have additional questions, please feel free to contact us.

Due to the ever-changing landscape of the financial services market, the Board of Directors and management of both credit unions thought this was the best path to continue meeting the financial needs of our members. Consolidated can support our organization as we continue to grow and evolve, helping us market to our community, implement new technologies and provide operational and administrative guidance. This support will ultimately translate into a deeper product and service mix for our membership and enable us to assist more people who live in the mid-Columbia area.

This is a very positive event for both our credit unions, and our Board and management team are excited to watch the evolution of the new combined organization.

Because Consolidated has a very similar culture to our credit union. Consolidated has a passion for serving their members, while offering a large selection of high-quality products and services. We are fortunate, in that, we have partnered with Consolidated for the past five years and they have done a great job assisting our employees and members with residential and commercial real estate loan transactions. And, their CEO, Larry Ellifritz, has been a Hood River resident for over 22 years and he and his family have been very active in our community.

The merger should be completed by the beginning of 2021, but it will take the better part of next year to transition the Cascade member information to Consolidated’s systems.

Yes, we want to hear from our members and if you have questions, comments or concerns please let us know—we want your feedback. We will be hosting a special membership meeting to answer any questions our members might have regarding the merger. During this process, each eligible Cascade member will have the opportunity to cast their vote to determine the outcome of the merger.

Yes, Consolidated is federally insured, just like our credit union, and you will continue to have the same share insurance up to $250,000.

Please contact Nancy Blanchette at or (541)387-9297.

Cascade Central Credit Union Information

Yes, not only is Consolidated committed to keeping the branch open, they are planning to remodel the Cascade branch.

Your checks, ATM/debit and credit cards will continue to work as normal. Eventually, you will receive a new ATM/debit and credit card, but you will not have any interruption of service during the transition. Potentially, your account number could change if it is a duplicate with a Consolidated member. Our goal is to make this transition as trouble-free as possible.

This has not been determined yet. We will study the impact of a name change and make the best decision for all our members.


No, your loan terms will not change and none of our loans will be sold. Members will continue to make payments to the credit union, as normal.

All the Cascade employees will be retained. The only employees not moving forward with the new organization are those employees who had already planned to retire.

Consolidated Community Credit Union Information

They are a full-service credit union that serves anyone who lives, works, or attends school or church in Hood River, Klickitat, Clark, Multnomah, Clackamas, Washington, Columbia and Yamhill counties is eligible to join Consolidated Community Credit Union. We encourage you to visit their website at to learn more about the credit union and the products and services they offer. 

They are headquartered in Portland Oregon and have 3 branches located in NE and NW Portland.

Consolidated was originally formed by the employees of Consolidated Freightways in 1954. They now serve nearly 16,000 members and are over $265 million in assets serving members in eight counties in Oregon and Washington.

Yes, Consolidated was rated as the 4th most secure credit union in the nation by

Larry Ellifritz, the current CEO of Consolidated Community Credit Union will continue as the CEO of the combined organization. Nancy Blanchette, the current CEO of Cascade Central Credit Union, will retire after 31 years of devoted service to the credit union. Nancy will be off to enjoy traveling and playing with her grandkids. She will truly be missed. We wish her all the best in her next adventure! We are excited to announce that Lisa Hobbs will be the Cascade Branch Manager. Lisa has been serving Cascade’s members for 18 years and looks forward to overseeing the Cascade Branch.

Consolidated has really enjoyed the mortgage lending partnership with Cascade and are looking forward to serving the Hood River/Mid-Columbia communities. This merger will improve the combined organization’s operation efficiencies, which will in turn enable us to offer more products and services at a more affordable price.