Rates

Savings Rates

Rates Effective Jan 22, 2021

Share Savings Rate APY*
$100 - $4999.999 0.05% 0.05%
$5000 or greater 0.10% 0.10%
Holiday Club Rate APY*
  0.10% 0.10%
IRA/HSA Savings Rate APY*
 $100-$9,999.99 0.05% 0.05%
$10,000-$24,999.99 0.05% 0.05%
$25,000-$49,999.99 0.10% 0.10%
$50,000- $99,999.99 0.10% 0.10%
$100,000 or greater 0.15% 0.15%
Share Certificates Rate APY*
03 Month ($2500 Min.) 0.15% 0.15%
06 Month ($5000 Min.) 0.15% 0.15%
12 Month ($5000 Min.) 0.15% 0.15%
Student CD Rate APY*
03 Month ($500 Min.) 0.10% 0.10%
Money Market Rate APY*
$2,500-$9,999.99 0.05% 0.05%
$10,000-$24,999.99 0.05% 0.05%
$25,000 - $49,999 0.10% 0.10%
$50,000 - $99,999 0.10% 0.10%
$100,000 or greater 0.15% 0.15%

Loan Rates

Rates Effective May 1, 2020

Auto Loan Rates
2018 & Newer 2.74% - 13.49% APR*
2009 - 2017 3.29% - 13.99% APR*
Your interest rate will be determined by credit worthiness, credit history and term of loan.
Recreational Vehicles
 2018 & Newer 5.50% - 14.00% APR*
Personal LOC
  10.25 - 17.25% APR*
VISA
  10.50% APR*
Home Equity 
 Call (541) 387 - 9297 to inquire 4.00% - 13.75% APR*
Your interest rate will be determined by your credit worthiness, credit history and terms of the loan.