LOAN PRODUCTS

Maybe you can have it now.

When you don't have the cash on hand for important purchases, Cascade Central Credit Union can help you borrow what you need.

From a new car, to that vacation you've been longing for, to new kitchen appliances, you can make these dreams real now. A variety of smart credit options let you pay later.

You've already worked hard. When it comes to credit, you need solutions, not more work. Applying with Cascade Central Credit Union is easy. You'll get a quick response, good rates, good terms, and flexibility! That's the point of a good credit union, isn't it?

Cascade Central Credit Union offers the following loan types:

    New and Used Auto/Truck/Motorcycle Loans - We offer up to 100% financing (on approved credit) along with great rates, fast and friendly service.
    Home Equity Loans - For homeowners looking for a loan with a range of advantages, CCCU has the solution. A CCCU Home Equity Loan is ideal for large projects or purchases. CCCU's Home Equity Loans offer:

      • Flexible rates and terms
      • Borrow up to 80% of your home's appraised value 1
      • Minimum loan amount $10,000
      • Interest may be tax deductible 2
      • Competitive rates

Please call your credit union for more information, 541-387-9297

The Credit Union will loan 80% of tax-assessed value minus the first mortgage or 85% of current appraised value minus the first mortgage. The member will be required to pay for the appraisal.
The home must be the member's primary residence in Oregon or Washington.

There are no loan fees or yearly fees. The member is responsible for paying third party fees such as title insurance, recording fees and flood determination. These costs can be added to the loan balance.

Interest Rate - Rates may change quarterly  on the first day of January, April, July and October. The minimum amount of a Home Equity loan is $10,000.

Please call Cascade Central Credit Union for details at 541-387-9297 or 800-877-0103.

1. Loan to value ratios apply only to loans secured by owner occupied real estate
2. Consult your tax advisor regarding the deductibility of interest. Subject to credit approval.

Personal Lines of Credit - Personal Lines of Credit offer you convenient access to credit when you need it. A Personal Line is simply a revolving line of credit that is normally unsecured, meaning you are not using your house or other personal property as collateral. When you pay down your outstanding balance, that amount again becomes available to borrow against.
RV Loans
ATV’s
Boat
Business Loans (secured with collateral)

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